Plain answers
to real questions.

BettorToken is a financial platform that gives qualified institutional investors structured access to regulated U.S. sports markets. We use proprietary analytical infrastructure to evaluate market opportunities — and decline approximately 99.7% of them. We package the resulting exposure into two regulated instruments: a fixed-yield debt note and a non-transferable utility credential.

No. We are an operating company that issues debt and a non-security utility credential under a Reg D 506(c) framework. We are not registered as an investment company. The legal, accounting, and operational structure is fundamentally different from a hedge fund.

Since the 2018 Murphy v. NCAA Supreme Court ruling, 38 U.S. states have legalized sports wagering in some form. The category has grown from zero to over $11B in annual operator revenue. The infrastructure (regulation, analytics, ledger technology) needed for institutional participation has only matured in the last 24 months.

Delaware-domiciled entity structure with U.S. operations. We operate four coordinated U.S. legal entities — parent IP holding, platform operations, analytical execution, and capital formation.

SPLT NAV begins each fiscal year at $1.00 base on the first business day of April. The Annual Differential is the percentage change in NAV from $1.00 to NAV at the next April reset. FY1 ran April 2025 to April 2026, ending at $1.7650 NAV — a +76.50% Annual Differential. NAV is published daily on the permissioned XDC ledger. Independent CPA attestation engagement is in progress; details disclosed under NDA.

No. It does not. This is a regulatory and substantive truth — not a disclaimer footnote. Past results inform pattern recognition but do not predict future outcomes. Allocators should size positions based on what they can afford to lose, not on what they hope to gain.

Our analytical platform evaluates candidate sports markets and rejects approximately 99.7% of them on structural grounds. Selection discipline — not prediction — is the durable source of edge. The value of the platform is in what it declines to act on, not what it pursues.

As of FY2 Day 23 (April 24, 2026), SPLT NAV is $1.0352 — measured against the $1.00 FY2 base set at reset on April 1, 2026. FY2 is currently in progress.

BettorToken offerings are available only to verified accredited investors and qualified institutional allocators. The fastest way to find out is to complete third-party verification, which takes about 10 minutes. If you are not an accredited investor, our offerings are not for you — and we will tell you that directly rather than waste your time.

Fixed-Yield Note: $1,000,000 minimum. SPLT: $500,000 minimum. These are deliberate. We focus our operational capacity on a small number of substantial allocators rather than a large number of retail-sized positions.

Sometimes — depending on the custodian, the account structure, and applicable UBTI considerations. This is one of several questions we work through during qualification. Allocators should consult their tax advisor before committing.

Our offerings are structured for U.S. accredited investors and U.S. institutional allocators. Non-U.S. participants may qualify in certain circumstances — we evaluate this case-by-case under applicable cross-border securities frameworks.

Six steps: initial qualification under NDA, substantive diligence with offering documents, KYC/AML and accreditation verification through Plaid and a third-party provider, definitive agreements via DocuSign, funding via wire to issuer escrow, and post-funding cadence. Most individual onboardings run 4–8 weeks; institutional onboardings 8–12 weeks.

The Company could default. You could lose all of your principal. There is no collateral securing the obligation — it is senior unsecured debt. Past payments do not guarantee future ones. The platform's operating performance is not directly correlated to the FYN obligation, but a sustained operating downturn could ultimately impair the Company's ability to pay.

The platform could underperform. The Annual Differential could be flat or negative in any given fiscal year. NAV could decline. Liquidity is limited — SPLT has a five-year lock-up with annual reset windows. The legal classification of SPLT as a non-security relies on outside counsel's Legal Opinion; while well-supported, regulatory positions can evolve. Substantial risk of total loss applies.

If the Company became insolvent, FYN holders would rank as senior unsecured creditors in any liquidation — ahead of subordinated debt and equity, but behind any secured claims. SPLT holders would receive distribution rights based on terms outlined in the Token Purchase Agreement. Allocators should review the Risk Disclosure carefully and consult their advisors.

For SPLT specifically, the permissioned XDC ledger provides three operational advantages over a private database: cryptographic audit trail of NAV changes and counterparty positions, programmatic enforcement of transfer restrictions, and standardized counterparty interfaces. We use the ledger as institutional recordkeeping infrastructure — not as a retail trading product.

No. SPLT is a non-transferable utility credential. It is not traded on public exchanges, has no public price discovery, and is recorded on a permissioned (private) ledger accessible only to verified investors. Outside counsel has issued a Legal Opinion supporting non-security classification under the Howey framework.

BettorToken does not accept bets and is not a sportsbook. We are a financial platform issuing instruments to accredited investors. Our analytical infrastructure evaluates regulated sportsbook markets — much as a quantitative investment platform might evaluate equity or commodity markets — but we are categorically distinct from the consumer-facing wagering business.

Intellectual property is held by the parent entity. Matt Taylor is the inventor of record on the provisional patent application covering the proprietary analytical methodology. The platform code, models, and operational infrastructure are owned by BettorToken and licensed within the corporate structure to the operating subsidiaries.

Visit the Client Access page and select the path that matches your profile (family office, RIA, institutional allocator, or accredited individual). Initial conversations are conducted under NDA with no marketing pressure. If a placement-agent relationship is in play, your placement contact can route you directly.

Never on our timeline. Allocators move at the pace appropriate to their internal diligence. We have engagements that run weeks; we have engagements that run months. We do not chase, follow up aggressively, or apply marketing pressure. If our pace is wrong for you, tell us and we will recalibrate.

We publish NAV daily via the permissioned ledger to active investors. We issue formal fiscal-year results annually at April reset. Our Insights page contains research distributed quarterly. We do not publish on social media.

For family-office allocators and institutional principals, yes — direct CEO engagement is the default. For other paths, you will engage with executives appropriate to your profile and stage. We are deliberate about CEO time but believe principals should hear from principals.