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ACCREDITED ONLY  ·  FY1 COMPLETE  ·  INSTITUTIONAL ACCESS

We build the software that prices sports markets.

BettorToken is a sports-analytics technology company. Our engine, CHUNKER, has evaluated regulated U.S. sports markets since 2020 and declines roughly 99.7% of what it sees. Access to the platform is available to accredited individuals and institutions through a non-transferable utility credential.

In plain English: we're an analytical operator that doesn't use the stock market — our AI analyzes teams and players the way a quantitative model analyzes companies and CEOs, and your value moves on final scores, not Fed meetings.

$500K–$1M minimums · Verified accredited only · FY1 records · unaudited · Past performance ≠ forecast
Platform · At A Glance
Headquarters Florida, U.S.Delaware-domiciled
Founded 2024FY1 complete
FY1 Result PositiveApr ’25 → Apr ’26
Entity Structure 4 LLCsCoordinated U.S.
Live Offerings 02FYN · SPLT
Patent Position USPTO FiledProvisional · 2025

Fixed-Yield Note: no notes outstanding, not currently offered · SPLT: Non-Security Utility Token · Institutional Allocators Only

What We Actually Do

We don't take bets.
We're a financial platform.

Before you go further, the disambiguation that matters: think of BettorToken's engine the way you'd think of a quantitative research process. A proprietary model, thousands of opportunities evaluated, a small fraction acted on. The difference is the markets we evaluate are U.S. regulated sports markets, not the NYSE — and the wrapper is a private accredited-only instrument, not a public security — and no securities are currently being offered.

Our edge isn't predicting who wins games. It's a structural filter that rejects roughly 997 out of every 1,000 opportunities our platform sees, because they don't meet our criteria for liquidity, edge clarity, or risk shape. What we participate in is the 0.3% that does.

We package that activity into two regulated instruments. The result is a return stream that operates on its own logic — not on Fed minutes, not on quarterly earnings, not on geopolitics. It's a sleeve that does something the rest of the portfolio can't.

  • Direct accredited access. No broker layer.
  • Operates on its own logic. Not public-market beta.
  • Documented operating history. 12 months, daily NAV records.
"

The discipline is the edge.

BettorToken Institutional Framework
Built on The Pick Vault (Founded 2020)
Two Ways In

FYN — a 12-month fixed-yield note for accredited those who want defined terms. A security offered.

SPLT — a five-year participation credential for those who want exposure to platform performance over a full cycle. A non-security utility token,.

One is a debt security design with no notes outstanding; one is a non-security utility token. Both shared in full under NDA.

Past performance does not predict future results. All investments involve substantial risk, including risk of total loss.

If You Understand Quantitative Analysis, You Understand Us
A traditional manager BettorToken
Studies Companies, CEOs, earnings calls Teams, players, matchups
Decides with Analysts and models CHUNKER — our proprietary AI engine
Invests in Stocks, bonds, real estate Regulated U.S. sports markets
Your return depends on The market going up The AI being right
Your value moves when The Fed speaks, news breaks The final score settles
Swipe between a traditional manager and BettorToken
Same analytical discipline. Different scoreboard.
The Property, At Work

Same $10M. Two roads. Watch what happens.

One book is priced by the Fed, the war, and the supply chain. The other is priced by the final score. Six acts — follow the money.

Act 01 · The Stake
$10M, ready to go to work.
Follow this money down two different roads. Same start — very different endings.
0
Capital seeking return
Act 02 · The Old Road
Road one: spread it across five buckets.
Stocks, bonds, real estate, funds, private equity. It looks diversified — until the news breaks, and every bucket turns out to be priced by the same three headlines.
10M
Book NAV
Equities
Bonds
RE
Funds
PE
Geopolitical · The Wire
War &
Conflict
Risk premium spikes. Cross-asset correlations rise.
Trade Policy · Reuters
Tariffs
Imposed
Supply-chain costs rise. Earnings forecasts cut.
FOMC · WSJ
Fed Hikes
+125 bps
Discount rate up. Duration assets repriced.
Act 03 · Our Road
Road two: the same $10M — into games, not markets.
No stocks. No bonds. Nothing the Fed can touch. Our AI picks a handful of positions in regulated U.S. sports markets — teams and athletes it has studied for years.
10M
NBA · ML
Boston Celtics
to win +173
MLB · Prop
S. Ohtani — 1+ Hits
o0.5 −200
NCAAFB · Spread
Alabama
−7.5 −110
NFL · Prop
P. Mahomes — Pass Yds
o199.5 −115
Act 04 · Game Day
Game day. Every position settles on a final score.
No earnings call decides this. No Fed minutes. The model was right or it wasn't — and this season it kept being right. 1,328 positions priced over the year; four shown.
NBA · Moneyline · vs MIA
Boston Celtics to win
$1.5M stake +173
Live
FINAL · BOS 118 — MIA 109 · +$2.60M
MLB · Player Prop · vs SEA
S. Ohtani — 1+ Hits
$2.0M stake −200
Live
FINAL · 2-for-4, 1 HR · +$1.00M
NCAAFB · Spread · vs LSU
Alabama Crimson Tide −7.5
$2.5M stake −110
Live
FINAL · ALA 31 — LSU 17 · +$2.27M
NFL · Player Prop · vs DEN
P. Mahomes — Pass Yds o199.5
$2.0M stake −115
Live
FINAL · 312 PASS YDS, 3 TD · +$1.74M
Book NAV
10M
Act 05 · The Scoreboard
Twelve months later: a positive first year.
Apr 2025 → Apr 2026 · records not audited or attested. The old road lost 15.8% to shocks our book never even felt.
The Old Road
8.42M
−15.8%
Our Road · FY1
Positive
FY1 result
One book moved with the economy. The other moved with the final scores.
Act 06 · Why It Works
Sports outcomes don't read the news.
A war doesn't change a final score. A rate hike doesn't move a box score. That independence is the property — measured below as correlation to the macro.
+1.00 0.00 −1.00 CORRELATION TO MACRO FACTORS (RATES, GEOPOLITICS, TRADE) CORRELATION COEFFICIENT (ρ) EQT BND RE FND PE −0.79 −0.91 −0.67 −0.74 −0.59 SPORTS PERF. ρ ≈ 0.00
BettorToken is the technology platform built on this property.
When the models perform, the assets perform. Nothing else moves them.
Traditional Book
ρ ≈ −0.74
Cross-asset correlation rises in shocks. Diversification fails when you need it.
BettorToken
ρ ≈ 0.00
Returns driven by athletic outcomes. Structurally independent of macro inputs.
Request Diligence Package

Illustrative figures. Traditional book impacts modeled against a representative diversified allocation in a multi-shock macro scenario; not a forecast. Correlation values are illustrative regime-conditional estimates, not point-in-time portfolio statistics. The BettorToken first fiscal year result reflects platform performance Apr 2025 → Apr 2026, single-period, with records that are not audited or attested by an independent accountant. Past performance is not indicative of future results. Team and athlete references are factual; logos and athlete imagery shown are stylized brand-native marks, not licensed third-party logos. See disclaimers.

The Road Here

Our AI was built for teams before it was ever applied to capital.

2020 · The Engine
The Pick Vault founded. Predictive modeling & lineup optimization.
2020–21 · The Proof
Built as a B2B data product for professional and collegiate teams.
2021–22 · The Pivot
Consumer subscription app on the App Store & Google Play.
2022–24 · The Insight
Right picks, wrong hands. The three-year compliance build; international launch.
2025–26 · The Asset Class
Legal opinion secured. FYN + SPLT live in the U.S. a positive FY1.†

†FY1 reflects platform performance Apr 2025 → Apr 2026 — a single period, not yet a track record. Records are not audited or attested by an independent accountant. Past performance does not predict future results. FY1 results were produced under the platform's earlier execution approach; BettorToken's go-forward model is executed through corporate accounts at regulated U.S. prediction-market venues, and prior results are not necessarily indicative of results under the current model.

Our Technology

Meet CHUNKER.

The analytical engine behind the platform watches the entire global slate of regulated U.S. sports markets in real time — measuring, pricing, and rejecting almost all of it. See how the system works on the technology page.

Explore our technology

Or run the filter yourself — the interactive slate is on the technology page.

The Thesis, Measured
FY1 Annual Differential · April 2025 → April 2026
Positive
Our operational records cover 12 months of platform activity. Our records are not audited and have not been reviewed, compiled, or attested by an independent accountant. Past performance does not predict future results.
Positive
NAV at FY1 Reset
12 mo
Operating Record
0
FYN Notes Outstanding
USPTO
Patent Filed

FY1 figures: SPLT NAV ended the fiscal year on April 1, 2026 above its $1.0000 base, a positive annual differential. Documented in offering materials as "Annual Differential." Corrected July 2026: an earlier FY1 NAV print contained a digit transposition and was restated. Exact figures are no longer published on this website. Reset to base each fiscal year. Past performance does not predict future results.

Three Questions, One Answer

Is BettorToken right for you?

Are you allocating on behalf of an institution, family office, or RIA — or as an individual?
Can you commit at least $500,000 (SPLT) or $1,000,000 (FYN) over the relevant term?
Do you meet U.S. accreditation criteria — $200K+ income or $1M+ net worth excluding home?
Suggested Path
Continue
Where Capital Actually Goes

Two ways in.
Choose what fits your mandate.

Two instruments. One operator-grade platform. A 12-month senior note (FYN) for fixed-income mandates, a five-year performance-linked credential (SPLT) for the alternative sleeve. Some allocators hold both.

At A Glance

Pick what fits how you think about money.

Fixed-Yield Note (FYN) SPLT
What it is A 1-year corporate loan to BettorToken Financing LLC A 5-year performance-linked credential
Return Fixed 15%, paid at maturity Variable. FY1 result: positive
Risk profile Lower — contractual obligation, paid regardless of platform performance Higher — value moves with platform NAV; can decline
Minimum $1,000,000 $500,000
Liquidity Held to maturity (365 days) Annual NAV redemption windows; 5-year hold
Best for Participants wanting income and defined terms Participants wanting upside aligned with the platform
Legal status Debt security design; not currently offered Non-security utility credential (per outside counsel)
Swipe between FYN and SPLT
Some participants hold both — FYN for the fixed-income sleeve, SPLT for the growth sleeve. The 15-min intro is the right place to think through proportion.

Past performance does not predict future results. All investments involve substantial risk, including risk of total loss.

Operator's Note

What we'd want you to push back on.

The honest limitations a sophisticated allocator should ask about — listed by us, before you ask. If any of these disqualifies BettorToken for your mandate, that is the right answer for you and we want to know early. The fastest path to fit is candor on both sides.

01

Twelve months is not yet a track record

Our operating record is twelve months. One fiscal year, one shock pattern, one regulatory environment. The first-year result is real and measured but it is not yet a track record. Allocators sizing on this number alone are sizing on too little data. We disclose this on every page; we want to surface it once more here.

02

Records are unaudited and unattested

Our records are not audited and have not been reviewed, compiled, or attested by an independent accountant. We disclose this consistently, but we want to make sure no one comes away thinking an independent accountant has examined these records. None has.

03

SPLT's non-security status is a legal opinion, not a no-action letter

SPLT's non-security classification rests on outside counsel's Legal Opinion under the Howey four-prong analysis. The opinion is well-supported, but it is not a no-action letter from the SEC. A future regulatory position could require structural changes to the SPLT credential or its issuance mechanics.

04

FYN is unsecured

FYN has no collateral. The 15% fixed yield exists because the credit is not investment-grade. Allocators with a strict investment-grade mandate should treat FYN accordingly — it is a credit-risk instrument and should sit in a credit sleeve, not a treasury sleeve.

05

First-time issuer with concentrated leadership

We are a first-time issuer with concentrated ownership and family relationships across the leadership team. This is intentional — institutional alignment among ownership tends to compound discipline — but it means key-person risk and governance discipline matter more here than at a larger firm with redundancy. Equity, governance, and decision rights are documented in the operating agreements and shared with allocators under NDA.

If any of these concerns disqualifies BettorToken for your mandate, that is the right answer for you and we want to know early. The fastest path to a fit is candor on both sides.

The Receipts

Independent counsel of record. Real third parties.

Every claim above sits on someone else's signature. Here's who's behind them.

Securities Counsel
Outside Counsel Legal Opinion
Issued by independent securities counsel. Made available to verified participants under NDA.
Attestation
Unaudited financial records
Active engagement covering FY1 operating records and NAV calculation methodology. Records not yet audited.
Verification & Execution
Plaid · Persona · DocuSign
Bank verification, accredited-status verification, and subscription document execution.
Ledger Infrastructure
XDC Network · MagicLink
Permissioned ledger for cryptographic audit trail. Custodial wallets via MagicLink.

Going deeper? The full four-part argument — institutional or plain English — lives on the How It Works page, and the entity architecture and vendor ecosystem live on the Infrastructure page.

Where This Fits

Adjacent to categories you already hold.

Most allocators encountering BettorToken for the first time are mapping it to something familiar. Three honest comparisons:

If you hold
private credit
The Fixed-Yield Note reads like senior unsecured corporate debt with a one-year tenor.
Same instrument class. Same default-risk framework. Different collateral category — the borrower is an analytical platform rather than a real-estate sponsor or middle-market operator.
If you hold
event-linked notes
SPLT reads like a performance-linked credential with annual reset windows.
Performance is uncorrelated to public markets, distributed annually, with a five-year holding period. The underlying activity is sports-market analytics rather than catastrophe or insurance-linked.
If you hold
quant strategies
The selection discipline reads like a high-rejection systematic strategy.
99.7% rejection rate. Edge from selection rather than prediction. The category is sports markets — outside the conventional equities/futures/FX universe — with structural inefficiencies that most quant strategies don't access.

Where it does not fit: public-market correlation hedges, daily-liquidity mandates, or any allocation that relies on this exposure being a meaningful percentage of a portfolio. We size for sleeve participation, not concentration.

Institutional Infrastructure

The unglamorous work
that separates operators from promoters.

Outside counsel of record. Institutional placement partners. USPTO patent filing. Third-party accreditation. The substance allocators expect — built before raising significant capital, not after.

01 · Legal

Outside Securities Counsel

Counsel of record engaged for offering structure, securities-law compliance, participant disclosures, legal-opinion work, and continuous regulatory monitoring.

Engaged · Counsel of Record
02 · Financial

Financial Records

Platform historical records are maintained internally. They are not audited and have not been reviewed, compiled, or attested by an independent accountant.

Unaudited · Unattested
03 · Capital Formation

Institutional Placement

Engaged institutional placement-agent relationships for qualified allocator introduction and placement support of the Fixed-Yield Note program.

Engaged · Actively Placing
04 · Intellectual Property

USPTO Patent Position

Provisional patent application filed covering aspects of BettorToken's proprietary analytical methodology. Non-provisional conversion in active process.

Filed · Conversion in Process
05 · Technology

XDC Network · Permissioned

Tokens non-transferable, platform-bound, recorded on a private permissioned XDC deployment. Custody via MagicLink. KYC/AML via Plaid. Execution via DocuSign.

Operational
06 · Verification

Third-Party Accreditation

All participants verified accredited by an independent third-party service, applied across the platform as operational policy.

Integrated
Full Infrastructure Overview
Operating Principles

Not values. Rules we follow.

Behavioral rules — not aspirational language — that shape what we do, and equally what we don't. Compare them to our conduct. They should be recognizable.

Our Full Company DNA
The Reason This Exists

Why this team. Why now. Why this market.

The U.S. regulated sports market grew from zero to $11 billion in seven years. By 2024 it was the largest non-traditional asset category that no institutional-grade platform could touch — priced by retail liquidity, structurally inefficient, and entirely uncorrelated to rates, equities, credit spreads, or geopolitics.

Matthew Taylor built BettorToken to close that gap. The team was assembled deliberately — operational, financial, strategic, technical, and legal — to do the unglamorous work an institutional allocator expects before considering a non-traditional category: outside securities counsel of record, USPTO patent filing, four coordinated U.S. LLCs, and a permissioned ledger for recordkeeping.

We are operators, not promoters. We rejected 99.7% of available markets in FY1. The discipline is the product.

Our Team

Experienced operators across every function.

A compact executive team combining operational, financial, strategic, technical, and legal expertise.

Full Team Bios
The Argument, Condensed

One uncorrelated category.
Two institutional instruments. One conversation away.

You've seen the property, the first fiscal year result, the operator, and the receipts. The next step is fifteen minutes — institution or individual, the path is the same: a brief intro, the full diligence package under NDA, then subscription if and when the fit is right.

System Status · Live
Operations All Systems Nominal
SPLT NAV Published · $1.0352
USPTO Non-Provisional in Progress
Unaudited Records Engagement Active